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Bernardine Perreira, CFP®, TEP Wealth Advisor

Bernardine has had a diverse professional career which has led to her expertise in investment management and financial planning. She specializes in Canada/U.S. cross border wealth management for executives and professionals and their families. In addition to a full suite of Canadian and US investment services, she has the ability to assist Canadian residents with IRA accounts and inherited IRA accounts held in the United States.

Bernardine's many professional accomplishments include the Certified Financial Planner (CFP) designation and the Trust and Estate Practitioner (TEP) designation. She holds an Ontario Insurance Agent License as well as her Canadian and US Securities licenses.

She is one of the first advisors at Raymond James to immerse herself in the firm's cross-border investment management service. Bernardine's expertise is well regarded in the Canada /US cross-border community and she is frequently asked to speak at US tax symposiums and professional development webinars for tax professionals who wish to learn more about cross border investment management strategies.

In the community Bernardine gives back by serving on the Executive Committee of the Estate Planning Council of Toronto and serving as a Council Member of the Raymond James Diversity and Inclusion Council and the Raymond James Pride Financial Advisors Network.

The most widely recognized financial planning designation in Canada and worldwide, the Certified Financial Planner® designation provides assurance to Canadians that the design of their financial future rests with a professional who will put their clients’ interests ahead of their own. CFP certification is considered the standard for the financial planning profession worldwide. CFP professionals have demonstrated the knowledge, skills, experience and ethics to examine their clients’ entire financial picture, at the highest level of complexity required of the profession, and work with their clients to build a financial plan so that they can Live Life Confidently.

Raymond James (USA) Ltd. All rights reserved. Raymond James (USA) Ltd. (RJLU) advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. This website may provide links to other Internet sites for the convenience of users. RJLU is not responsible for the availability or content of these external sites, nor does RJLU endorse, warrant or guarantee the products, services or information described or offered at these other Internet sites. Users cannot assume that the external sites will abide by the same Privacy Policy that RJLU adheres to. Investing in foreign securities involves risks, such as currency fluctuation, political risk, economic changes, and market risks.

Raymond James (USA) Ltd., member FINRA / SIPC.

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